Starter available
See your income picture
Keep your holdings together and review the dividend-income information available in your workspace.
Start trackingBUILT FOR CANADIAN DIVIDEND INVESTORS
Track your holdings and dividend income in one place. See your income picture, and explore advanced DRIP Share Coverage, Price Creep and income forecasts with Pro.
Starter: manually track up to 10 holdings. Public calculators: no login required. Advanced analysis: Pro.
GET STARTED
Start with a free account, add your holdings manually and see the information available in your portfolio. Explore advanced tools when you need a deeper view.
Set up your personal portfolio workspace.
Enter the investments you want to track. Starter supports up to 10 holdings.
Review the holdings and dividend-income information available in your workspace.
When useful, examine eligible-holding DRIP Share Coverage, Price Creep and modeled income forecasts.
Holdings are entered manually. Starter’s limit is 10 holding rows across all portfolios, including Watch holdings.
Start with a free accountWHAT YOU CAN UNDERSTAND
From today's income picture to future planning, use the right part of Prospyr for the question in front of you.
Starter available
Keep your holdings together and review the dividend-income information available in your workspace.
Start trackingPro analysis
Examine DRIP Share Coverage for eligible holdings and track Price Creep using separate, clearly explained indicators.
Explore Pro analysisPro forecasting
Use modeled income forecasts to explore possible outcomes, with projections distinguished from observed history.
Explore Pro forecastingNo login required
Explore DRIP mechanics, income timing and registered-account questions without creating an account.
Browse calculatorsONE CONNECTED WORKSPACE
Keep your holdings and account context together. Review available dividend income and portfolio information, then explore deeper DRIP and forecasting tools with Pro.
Understand whether a dividend can fund another full share
Pro DRIP Share Coverage applies to eligible Income/Hybrid holdings; it does not measure dividend-cut safety.
Spot when share prices put reinvestment under pressure
Pro Price Creep uses its own indicators, separate from DRIP Share Coverage.
Explore how modeled income may change over time
Pro forecasting models possible outcomes, not actual future income.
Advanced DRIP, Price Creep and forecast analysis: Pro.
BUILT FOR CANADA
Use Canadian-focused account and tax calculators alongside a dividend-first portfolio workspace—without the language or pressure of a trading terminal.
Explore TFSA, RRSP, RDSP and FHSA planning tools where available.
Explore Canadian account toolsSee what Coverage Ratio and reinvestment buffers mean, with definitions you can inspect.
Understand Coverage RatioPortfolio information depends on the inputs available. Estimates, unavailable inputs and modeled forecasts have different meanings; the illustrative previews here show those distinctions without claiming live results.
Explore financial definitionsThis is informational only, not licensed financial advice.
CALCULATORS, RESEARCH & LEARNING
Start with a useful calculator, explore the underlying concepts, and create a portfolio workspace when you're ready.
Explore reinvestment mechanics with the free DRIP simulator. No login required; this public planning tool is separate from connected Pro analysis.
Try the DRIP EngineWant to keep your own holdings together? Start a free portfolio.
Model income targets, monthly cash flow, and lump sum deployment with tools built for real-world dividend planning.
Estimate how many years it could take for dividend income to replace your paycheque.
Compare debt payoff, investing, and hybrid strategies to see when dividend income covers your debt payment.
Model monthly income, sustainability, and stress scenarios for a lump sum investment.
Convert currencies and model how FX spreads and withholding affect dividend income.
Map dividend payments across the year, spot income gaps, and track DRIP income growth.
Calculate dividend income, yield, yield on cost, payout ratio, and future growth in one place.
Pressure-test DRIP durability, surface Price Creep risk, and model the path from growth holdings to income production.
Model HELOC readvancing, tax refunds, dividends, DRIP choices, and income coverage.
Simulate DRIP share growth, buffer levels, and Price Creep risk for dividend investors.
Estimate the tradeoff when converting growth holdings into dividend income.
Compare two dividend holdings side by side on current income, DRIP footing, yield on cost, and dividend growth.
Use current Canadian rules to estimate room, tax drag, and grant value across your account stack.
Calculate RDSP grants, missed grant room, and contribution timing for Canadian families.
Calculate TFSA contribution room using updated CRA limits and annual contribution history.
Estimate RRSP contribution room with current CRA rules and registered account limits.
Calculate your combined federal and provincial marginal tax rate in Canada.
Calculate FHSA contribution room and plan tax-advantaged first home savings in Canada.
Estimate capital gains tax in Canada using the updated inclusion rate rules.
START FREE
Create a free account to manually track up to 10 holdings in your portfolio workspace. Or explore public dividend and Canadian planning calculators without signing in. Pro offers additional analytics when you need them.
This is informational only, not licensed financial advice.