Investor-grade writing for Canadian income builders
Clear articles on DRIP mechanics, dividend tax, account placement, and income-planning math.
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Home Depot (HD): Running the Dividend Red Flag Checklist
Home Depot's (HD) payout ratio has climbed from a 10-year median near 50% into the low-to-mid 60% range, with dividend growth decelerating. What that means.
Featured from the journal
Published August 19, 2026
This article is selected from the published archive on a stable daily rotation.
Read article →The RRSP $2,000 Over-Contribution Allowance Explained
What the RRSP $2,000 over-contribution allowance is, how excess amounts are taxed, and why it is not extra room.
Read article→The 2026 RRSP Dollar Limit vs. the 18% Earned-Income Rule
How the 2026 RRSP dollar limit and the 18% earned-income rule together cap your new RRSP room, and how to estimate yours.
Read article→Boardwalk REIT (BEI.UN): Running the Distribution Red Flag Checklist
Boardwalk REIT (BEI.UN) cut its distribution roughly 56% in January 2018. Here is what that history means for today's conservative 34.1% payout ratio.
Read article→CT REIT (CRT.UN): A Beginner's Distribution Checklist Before You Buy
CT REIT (CRT.UN) has raised its distribution 13 times since 2013 — but over 90% of its rent comes from one tenant. Here is the full checklist.
Read article→American Tower (AMT): A Full Dividend Research Report
A full 7-signal research report on American Tower (AMT): strong FFO growth, a rising payout ratio, carrier concentration risk, and Canadian tax treatment.
Read article→Constellation Software (CSU): A Beginner's Dividend Checklist Before You Buy
Before treating Constellation Software (CSU) as an income holding, run the 7-signal checklist — starting with a yield under 0.5% that changes everything.
Read article→Intact Financial (IFC): A Full Dividend Research Report
A full dividend research report on Intact Financial (IFC), built around seven research questions: payout support, dividend growth, tax character, and what to monitor next.
Read article→Nutrien (NTR): Running the Dividend Red Flag Checklist
Nutrien's (NTR) dividend has been flat over the trailing 12 months while the company reviews its own business segments. Here is what that signals.
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