Investor-grade writing for Canadian income builders
Clear articles on DRIP mechanics, dividend tax, account placement, and income-planning math.
Latest writing
Recent Strategy posts
Page 1 of 3 for your current results.
Split-share funds in Canada: why the yield is high and what you are giving up
Split-share preferred shares can yield 8–10% on Canadian equities, but the structure concentrates income risk and eliminates upside in ways most investors do not price before buying.
Read article→What covered-call ETFs actually do to your dividend income in Canada
Covered-call ETFs generate higher distributions by selling option premium, which changes the tax treatment, DRIP math, and long-term compounding in ways the headline yield does not show.
Read article→How Canadian REITs distribute income — and why it is not the same as a dividend
Canadian REIT distributions look like dividends on your brokerage statement, but the tax treatment, ACB impact, and DRIP mechanics are fundamentally different. Here is what changes.
Read article→How pipeline stocks behave inside a Canadian DRIP portfolio
Pipeline stocks generate contracted, regulated cash flow — a predictable DRIP base. How they behave in your portfolio depends on structure, not yield alone.
Read article→Smith Manoeuvre DRIP Dividends Canada: When It Pays Itself
See how Smith Manoeuvre dividends can help cover HELOC interest, why DRIP changes the math, and when the strategy may become self-funding.
Read article→Debt vs Investing in Canada: When Dividends Pay the Debt
Compare debt payoff and dividend investing in Canada by seeing when income can cover the payment, not just which rate is higher.
Read article→HDIV vs HYLD vs QYLD: Which Covered Call ETF Wins in a Canadian RRSP?
Compare HDIV, HYLD, and QYLD in your RRSP. No withholding tax, but which ETF delivers the best risk-adjusted return?
Read article→NAV Erosion in Canadian Covered Call ETFs: How Much Are You Actually Losing?
Covered call ETF NAV erosion: the silent loss. Learn how much you're giving up for yield in HDIV, HYLD, QYLD.
Read article→Sell your home or keep it as a rental in Canada? How to run the numbers properly
Compare the monthly income tradeoff between keeping a home as a rental or selling and investing the net equity in Canada.
Read article→