Investor-grade writing for Canadian income builders
Clear articles on DRIP mechanics, dividend tax, account placement, and income-planning math.
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HDIV vs HYLD vs QYLD: Which Covered Call ETF Wins in a Canadian RRSP?
Compare HDIV, HYLD, and QYLD in your RRSP. No withholding tax, but which ETF delivers the best risk-adjusted return?
Read article→NAV Erosion in Canadian Covered Call ETFs: How Much Are You Actually Losing?
Covered call ETF NAV erosion: the silent loss. Learn how much you're giving up for yield in HDIV, HYLD, QYLD.
Read article→RDSP Grant Optimization: The Strategy CRA Doesn't Explain Clearly
RDSP grant optimization: maximize government matching on disability savings. Carry-forward rules and deadline strategies.
Read article→How much income does a $250,000 dividend portfolio generate in Canada?
See how much income a $250,000 Canadian dividend portfolio can generate across yield bands, account types, and reinvestment scenarios.
Read article→How much income does a $100,000 dividend portfolio generate in Canada?
Learn what a $100,000 Canadian dividend portfolio typically generates by yield, account type, and long-term DRIP compounding.
Read article→Sell your home or keep it as a rental in Canada? How to run the numbers properly
Compare the monthly income tradeoff between keeping a home as a rental or selling and investing the net equity in Canada.
Read article→The real cost of renting out your home in Canada: what new landlords always underestimate
Learn the full monthly carrying cost of turning a home into a rental in Canada, including taxes, insurance, maintenance, vacancy, and management.
Read article→How extra mortgage payments build equity faster in Canada: the math most homeowners skip
See how extra mortgage payments accelerate equity growth in Canada, reduce interest, and shorten amortization over time.
Read article→How to Live Off Dividends in Canada: Your 6-Year Plan
Complete roadmap to dividend income in Canada. Build $10K/year in 6 years. Real timelines, tax strategies, and portfolio examples.
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