Investor-grade writing for Canadian income builders
Clear articles on DRIP mechanics, dividend tax, account placement, and income-planning math.
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How to Defend a DRIP Without Overbuying
Learn how to strengthen a DRIP in Canada without overbuying one position or weakening the rest of the portfolio.
Read article→DRIP Delay Explained: Why Your First Free Share Takes Longer Than Expected
Learn why your first DRIP share can take longer than expected in Canada, including share-count thresholds, whole-share rules, and price creep.
Read article→How to Build 12-Month Dividend Coverage in Canada
Learn how to build 12-month dividend coverage in Canada by spreading payment cycles, using monthly payers selectively, and focusing on income timing instead of yield alone.
Read article→The Best DRIP-Eligible Stocks on the TSX Right Now
Top DRIP-eligible TSX dividend stocks by coverage ratio. Find the safest stocks for dividend reinvestment.
Read article→Coverage Ratio Explained: The Canadian Dividend Framework Banks Don't Teach
The coverage ratio is the dividend safety metric banks don't want you to know. Learn the Fortress/Defended/At Risk/Broken framework.
Read article→Covered Call ETFs in Your TFSA: The Withholding Tax Problem Canadians Miss
Learn why covered call ETFs in TFSAs trigger 15% US withholding tax and how it impacts your yield. Calculator inside.
Read article→What Is a DRIP Buffer and Why Canadian Investors Need to Track It
Understand DRIP buffers: shares needed to cover the next dividend. Why tracking it prevents your DRIP from breaking.
Read article→DRIP Calculator Canada: How to Model Your Share Growth Cycle by Cycle
Model DRIP share growth cycle-by-cycle using the Prospyr DRIP calculator. See when buffers break and when you hit your income goals.
Read article→HDIV vs HYLD vs QYLD: Which Covered Call ETF Wins in a Canadian RRSP?
Compare HDIV, HYLD, and QYLD in your RRSP. No withholding tax, but which ETF delivers the best risk-adjusted return?
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