Prospyr Journal
Investor-grade writing for Canadian income builders
Clear articles on DRIP mechanics, dividend tax, account placement, and income-planning math.
156 postsCanadian contextDRIP and dividend focused
All topicsDRIP14Tax31Planning33Strategy78Browse 156 articles across DRIP, tax, planning, and strategy.
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TaxApril 2, 2026
How RDSP Grant Matching Works in 2026
The federal government will match your RDSP contributions up to $3,500 per year. Here's exactly how the matching tiers work and how to maximize your grants.
Read article→PlanningApril 2, 2026
Time to Financial Freedom: How to Calculate Your Number
Forget generic retirement calculators. Here's how to calculate exactly when your dividend income will cover your expenses — and what levers you can pull to get there faster.
Read article→StrategyApril 2, 2026
Should You Convert Growth Holdings to Income?
Sitting on capital gains but earning no income from your portfolio? Here's how to think about converting growth holdings to dividend payers — and the tradeoffs involved.
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